Linde Financial Planners Bloemfontein
Linde Financial Planners Bloemfontein. We have a passion for the work we do and are firm believers that the interest of clients should always come first.
Our solutions include pre-retirement planning for younger clients who are in the process of gaining capital. We provide you with a retirement plan, explaining all the different investment instruments available for retirement. Guidance advice on the most tax efficient investments to maximize your capital is of great importance. And we conduct a regular assessment of your unique retirement plan to ensure that your plan remains on course.
For clients who are at a retirement stage includes a comprehensive analysis of all your available capital for retirement. These usually include pension / provident fund, retirement annuities and any other investments or assets. We will advise you on the most tax efficient manner to utilize your capital, ensuring that your income after tax will be a maximum. We take pride in our uniquely developed computer program to simulate your cash flow and capital after retirement. A regular assessment of your retirement plan is conducted ensuring your plan remains on course.
Our Estate planning solutions assist you in accumulating and disposing of an estate, maximizing the goals of the estate owner. The estate should pay the minimum amount of tax while still complying with the income tax act and other relevant acts.
Additional goals typically include providing for and designating guardians for minor children. ..As well as planning for incapacity.
We conduct a comprehensive analysis of your existing last will and testament and advise you on income tax, capital gains tax and estate duty. We will do the necessary recommendations to amend your will if needed. In the event of your death we will see to all the formalities of winding up the estate according to your will.
We do not regard ourselves as market timers and are firm believers that time spent in the market is far more important than trying to time the market
We have access to the best fund research when comparing various investment opportunities. We do not regard ourselves as market timers and are firm believers that time spent in the market is far more important than trying to time the market. It is our experience that many investors are not happy with their investments, merely because they did not understand the investment that they invested in. It is very important to us that all our clients know exactly what they are invested in, and that they understand the investment.
Contrary to popular thinking, your most valuable asset is not your house, but your ability to earn a monthly salary. Have you ever asked the question what the result will be when you lose your ability to earn a salary through death, disability, or illness? Obviously, you and your dependents will have to live without the income.
We provide a comprehensive plan to determine the amount of life cover, disability cover and the amount of cover against severe illness you may require. This ensures you and your dependents will be able to continue your current lifestyle in the event of losing your ability to earn a salary. Ask yourself what your circumstances will be if your husband/wife falls victim to one of the above mentioned events. If you are not sure about the answer, it is time to contact us.
Linde Financial Planners Bloemfontein. We adhere to the Planning Process and the Code of Ethics of the Financial Planning Institute. We take pride in providing our clients with honest and well researched advice.